Christmas in July

I find it really difficult to make Christmas cards at any other time but at least the fall, however I decided to take a break from DT stuff and whip up a card using my Crate Paper Peppermint collection.  The binding is Vintage Seam Binding from The Ribbon Carousel.  I am playing along in 2 challenges: The Pink Elephant and Little Red Wagon - both are Christmas challenges.  The sentiment is from The Stamps of Life.